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Possible Answers:
SPFS.
Last seen on: NY Times Crossword 17 Jun 19, Monday
Random information on the term “SPFS”:
Mir (Russian: Мир, IPA: [ˈmʲir]; lit. the world; peace) is a national payment system established by the Central Bank of Russia by the law adopted in May 1, 2017. It is currently accepted mostly by Russia-based companies, such as Aeroflot or Russian Railways, though it is gradually gaining acceptance among foreign companies with Russian operations. The system is operated by the Russian National Card Payment System [ru], a wholly owned subsidiary of the Central Bank of Russia.
The system was devised in 2016 as a way to overcome potential blocks of electronic payments, after several Turkish banks were denied services by US-based Visa and MasterCard because of the sanctions regime against them. The first cards working on the Mir system were launched in December 2015. Sberbank, Russia’s leading bank, started issuing them in October 2016. By the end of 2016, 1.76 million Mir cards had been issued by 64 banks, rising to 37 million by June 2018.