Now we are looking on the crossword clue for: Informal conversations.
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Possible Answers:
CHATS.
Last seen on: Newsday.com Crossword – Dec 10 2018
Random information on the term “CHATS”:
Faster Payment System (FPS; Chinese: 快速支付系統, more commonly known as 轉數快) is a real-time gross settlement[1] payment system in Hong Kong that connects 21 traditional banks and ten electronic payment and digital wallet operators.[2] Users are able to perform instant money transfer or make payment to merchants by using the recipient’s phone number, e-mail or QR code that contains the user’s numeric identifier.[3][4] Using the “traditional way” of full name and account number to make interbank transfer is also allowed.[5][6]
The system was implemented by the Hong Kong Monetary Authority and operated by Hong Kong Interbank Clearing Limited (HKICL). It was launched for pre-registration on 17 September 2018,[7] and had 450,000 registrations as of 28 September 2018.[8] Transfers and payments is available since 30 September 2018.[9]
Traditional interbank transfers required payment of fees between 50 HKD and 200 HKD, or a waiting time of up to two days before the payment clears. FPS provides an instant[10], round-the-clock[11] and cheap way of transferring funds.[7]