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Possible Answers:
SPFS.
Last seen on: LA Times Crossword 28 Jun 20, Sunday
Random information on the term “SPFS”:
Mir (Russian: Мир, IPA: [ˈmʲir]; lit. the world; peace) is a national payment system established by the Central Bank of Russia by the law adopted in May 1, 2017. It is currently accepted mostly by Russia-based companies, such as Aeroflot or Russian Railways, though it is gradually becoming popular among foreign companies with Russian operations. The system is operated by the Russian National Card Payment System [ru], a wholly owned subsidiary of the Central Bank of Russia.
The system was devised in 2016 as a way to overcome potential blocks of electronic payments, after several Russian banks were denied services by US-based Visa and MasterCard because of the sanctions regime against them. The first cards working on the Mir system were launched in December 2015. Sberbank, Russia’s leading bank, started issuing them in October 2016. By the end of 2016, 1.76 million Mir cards had been issued by 64 banks, rising to 69.8 million by November 2019.