Org. with a refinancing program to help victims of subprime mortgages

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Possible Answers: FHA.

Random information on the term “FHA”:

The Fair Housing Act is a federal act in the United States intended to protect the buyer or renter of a dwelling from seller or landlord discrimination. Its primary prohibition makes it unlawful to refuse to sell, rent to, or negotiate with any person because of that person’s inclusion in a protected class. The goal is a unitary housing market in which a person’s background (as opposed to financial resources) does not arbitrarily restrict access. Calls for open housing were issued early in the twentieth century, but it was not until after World War II that concerted efforts to achieve it were undertaken.

The legislation was the culmination of a civil rights campaign against housing discrimination in the United States and was approved, at the urging of President Lyndon B. Johnson, only one week after the assassination of Martin Luther King, Jr.

The Fair Housing Act was enacted as Title VIII of the Civil Rights Act of 1968, and codified at 42 U.S.C. 3601-3619, with penalties for violation at 42 U.S.C. 3631. It is enforced by the United States Department of Housing and Urban Development.

FHA on Wikipedia