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Possible Answers: SPFS.
Last seen on: LA Times Crossword 26 Nov 18, Monday
Random information on the term “SPFS”:
Mir (Russian: Мир, IPA: [ˈmʲir]; lit. the world; peace) is a national payment system established by the Central Bank of Russia by the law adopted in May 1, 2017.[1] It is currently accepted mostly by Russia-based companies, such as Aeroflot or Russian Railways, though it is gradually gaining acceptance among foreign companies with Russian operations.[2] The system is operated by The Russian National Card Payment System [ru], a wholly owned subsidiary of the Central Bank of Russia.[3]
The system was devised in 2014 as a way to overcome potential blocks of electronic payments, after several Russian banks were denied services by US-based Visa and MasterCard because of the sanctions regime against them.[4] The first cards working on the Mir system were launched in December 2015.[5] Sberbank, Russia’s leading bank, started issuing them in October 2016.[6] By the end of 2016, 1.76 million Mir cards had been issued by 64 banks,[7] rising to 37 million by June 2018.[8]