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Possible Answers:
STOLI.
Last seen on: LA Times Crossword 25 Jul 21, Sunday
Random information on the term “STOLI”:
A life settlement is the legal sale of an existing life insurance policy (typically of seniors) for more than its cash surrender value, but less than its net death benefit, to a third party investor. The investor assumes the financial responsibility for ongoing premiums and receives the death benefit when the insured dies. The primary reason the policy owner sells is because they can no longer afford the ongoing premiums, they no longer need or want the policy, or they need money for expenses.
The investors consider five variables when pricing a policy for purchase:
As a general rule, policies for insured persons under the age of 70 do not qualify unless there are severe medical problems.
The term viatical settlement refers to a life settlement where the life expectancy was under two years because the person was terminally ill. However, some states, like Maryland, refer to any life settlement as a viatical settlement.