This time we are looking on the crossword clue for: List-ending abbr..
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Possible Answers: ET AL, ETAL, ETC.
Last seen on: –NY Times Crossword 7 Apr 24, Sunday
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Random information on the term “ETC”:
An equipment trust certificate (ETC) is a financial security used in aircraft finance, most commonly to take advantage of tax benefits in North America.
In a typical ETC transaction, a “trust certificate” is sold to investors in order to finance the purchase of an aircraft by a trust managed on the investors’ behalf. The trust then leases the aircraft to an airline, and the trustee routes payments through the trust to the investors. Upon maturity of the note, the airline receives title to the aircraft.
The lease is not a “true” lease because the airline receives title at the end. Therefore, ETCs are a form of secured debt financing similar to a mortgage. Because the aircraft is not owned by the airline until maturity, the aircraft is not considered airline property for the purposes of bankruptcy; however, alternative forms of financing such as mortgage and securitization lead to the same result, making this a relatively minor advantage in comparison to the tax benefits.